I just had a lovely chat with a gardener-escrow officer near my office. Noticing a homemade jar of sauerkraut on her desk, we launched into a discussion of all things related to perma culture, early bolting spinach, an overabundance of tomatoes, gardening in Germany, getting rid of bland growing carpets a.k.a. front yards, seasonal foods and traditional food combining, et cetera. As you do, in Portland. Some of the most exciting talk here is of making do/growing your own, and about food and nourishment in general. Portlanders bask in the flavah of being part of the preeminent Food City of the moment.
Kimberly Allen of WFG National Title Insurance Company brought to my attention the Portland Housing Center. If you are a new homebuyer, interested in a healthy and rational process of qualifying for your own home, look into their services. A registration fee of $65. gains access to their counseling and classes, in order to become educated in one of the most important financial commitments you'll ever make: paying off a home over the course of decades.
There are programs out there to make home ownership a journey of support and equity: for folks meeting the income criteria, their IDA plan matches the funds one saves for a down payment. It's vital to know what exactly you are getting into, and to that end, our society has an interest in citizens going into homeownership with eyes open so we can commit to purchasing homes that are affordable to pay off, with the expectation of success. The Portland Housing Center is all about citizen education and functioning neighborhoods. Their FAQ provides an overview of their services.
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